EthicHub

EthicHub - Blockchain based crowdlending for investing in small profitable farmers around the world.



hello friends, best wishes to all of you who have visited my composition, this time I will discuss about EthicHub.



What is EthicHub?
EthicHub is a transnational peer-to-peer crowdlending platform. Thanks to Blockchain technology we globally connect investors (lenders) with small unbanked producers (borrowers).

Investors have the freedom of choice between highly profitable projects in developing countries. The platform provides access to better reward-vs.-risk investment opportunities, which are usually found in those countries.

Small and unbanked producers can benefit from lower interest rates, due to greater financing supply and take advantage of a stored credit history on the Blockchain. More liquidity allows them to improve productivity, a higher profit from labour and as a result a better quality of life


Financing small farmers becomes a profitable investment.

 Millions of small farmers in developing countries don’t have access to traditional financial services or only get local cash loans with extremely high interest rates. As a result, they are deprived of possibilities to grow their businesses or convert their ideas into new profitable projects.


Misi EthicHub

EthicHub aims to disrupt the status quo by democratizing finances and making credit and investment opportunities available to everyone.

Individual investors in saturated low-interest markets who look for better profits will gain access to highly solvent projects worldwide.


EthicHub at a Glance

Positive Impact Projects Only
Because they generate Value, as opposed to loans for consumption that generate Debt.


 Real P2P
Money goes straight from lenders to borrowers via Smart Contracts, without intermediaries, not even ourselves.


Access to the Unbanked
Especially the agricultural sector which represents a significant part of 2 billion unbanked people.



 Guarantee Fund for Investors
In case of Default, the Guarantee Fund purchases investors' credit rights in exchange of the principal amount, allowing for an ethical recovery of the debt.



 Only-in-Success Fees
Platform's fees are charged only at the time of repayment.



Know-How in Project Selection
As producers, buyers and financial intermediaries of agricultural production in rural areas of Mexico, we have strong field contacts and first-hand experience



The Advantage of EthicHub

Opportunity to invest in profitable agricultural projects selected in person by a Local Node, and that aren’t accessible via the traditional banking and investment markets.


 Democratize Finances
Universalized access to credit and to high return overseas investment opportunities.



 Re-assess Reputation
Trust and reputation transformed into assets through the rating of repayment and success records of both, the Borrower and Local Node.



Humanize Finances
Efficiency and transparency improvement. Eliminating intermediaries and proposing to invest only in projects with a positive impact and high profitability.



POWERED BY

 We have a powerful and solid team; entrepreneurs with experience in their respective areas: innovation and entrepreneurship, financial intermediation, technological development and global marketing.


Jori Ambruster
Coordinator Node


Pablo Chang
Projects Node


 Raúl Martínez
Technology Node
 

Rainer Aigner
Marketing & Operations Node


Guillermo Escudero
Social Media Manager


Diego Pardilla
Full Stack Developer
 

 Qijiong Jiang
Smart Contracts Developer


 Javier Catalá
UI-UX-frontend
 

Gabriela Chang
PR & Partners Node


Oscar Rivilla
Operations


 Eun Young Cho
Marketing


 Sergio Martínez de la Casa
Bounty Manager


 Lucía Ruiz
Backoffice Mexico


Alejandra Hernández
Tax & Legal Mexico



ADVISORS

 Yacine Teraï
StartupToken HEC Paris


 Iñigo Molero
Blockchain and Communication

Maricruz Lacalle-Calderón
PhD and Academic Director in Microfinance and Financial Inclusion


Joel Jabalera
ICO analyst, Crypto Birds COO


Fernando Ramos
Legal advisor


Aurelio Benítez
Legal advisor for Mexico


Luis Espiga
Social Economics


Sebastién Rouxel
Accelerator Manager at StartupToken


 Marcos Guitierrez
Business Development
OUR ROADMAP
H1 - 2017
Concept development and validation. First Whitepaper draft.

H2 - 2017
Team creation, LandingPage, prototyping, and community building.

Q1 - 2018
Presale. First projects funded by our Lending Smart Contracts.

Q2 - 2018
EthicHub Platform Alpha. Reputation Token (REP) Smart Contracts

Q3 - 2018
1st Token Sale (ICO). Ethix Token delivery starts. 1st Exchange listing Ethix Token

Q4 - 2018
Ethix Token delivery ends. Inverse Interest Rate Auction.

Q1 - 2019
2nd country. Positive Impact Scoring.

Q2 - 2019
1st Local Node Training Center. Guarantee Fund Smart Contracts

Q3 - 2019
2nd Token Sale. Automated Investment System.

Q4 - 2019
Ethical defaulted debt collection policy. Mobile Apps.

Q1 - 2020
Founders vesting period ends. Loan Secondary Market.

Q2 - 2020
Currency Exchange Insurance. Decentralized Exchange Integration.

Q3 - 2020
10th country. 3rd Token Sale.

Q4 - 2020
Decentralized Governance



For more info on this project, please visit the link below:

Web: https://www.ethichub.com

Telegram groups: ESP - https://t.me/ethichub ENG - https://t.me/ethichubeng

Twitter: https://twitter.com/EthicHub

Facebook: https://www.facebook.com/ethichubcrowdlending/

Youtube: https://youtu.be/6wfn4MKU-os

Medium: https://medium.com/ethichub



author: Cintia plug

 my Bitcointalk link profile: https://bitcointalk.org/index.php?action=profile;u=1565176

my wallet adress: 0xEfD50169e00070a9132e574d7F23EDd86D34106c

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